I know from the people who I've helped over the years with financial problems that if you've got a poor credit score, life can be pretty tough and people are so often desperate to find ways to increase their credit rating.
So often, people end up stuck in a vicious circle. Perhaps you have found out that your credit rating has slipped so low that you couldn't even get credit to buy a root beer? No matter where you apply or what for, you get declined time and time again. What's worse, and this is something the you might not be aware of, the more times your credit application is declined the worse your rating becomes. I can really see why people think there's no way but down.But when this happens, it's time to take a step back and a reality check, because there are ways to improve your score and get you back on a sound financial footing. There's actually a series of good techniques that will legally boost your scores without the hassle of haggling with credit bureaus, credit repair attorneys and credit repair agencies - or having to pay for expensive phone calls to "helpdesks" just to get turned down again or looked down upon.
I was thinking of creating another product in my "eliminating credit card debt" series, when I spotted this "Attractive Credit Secrets" advice, and so I decided to take a look at what it had to offer, and I asked the author for a review copy.
It turns out, the author, Juan J. Medina Jr. and his co-writer Alex Luna, had several years experience working with a credit repair agency. This was followed up with some work for a credit repair attorney. I was pleasantly surprised - there's so many people out there who create nothing more than a flimsy factsheet, and try to sell it to people with real financial worries.
It turns out that he was also helping people to eliminate debt, get approved for for all sorts of loans for cars, homes, businesses and boost their credit scores.
Rather than see people who were already in real financial trouble pay extortionate sums of money to these organisations, he decided to put everything down on paper and try it out with this friends and family - and the good news is, that trial went very well. Encouraged by the news that the U.S. Federal Trade Commission advised consumers that SELF HELP IS BEST in fixing one’s own credit, and that if you do the work yourself you can save lots of dollars, it was time to share these secrets with a wider audience!
Juan firmly believes that with the right strategies, tactics and secrets, anyone can repair their credit and improve scores fast.
The thing that really impressed me about this advice, more than Juan's genuine desire to help people get out of debt problems, was that
- everything he showed was 100% legal and it will improve your credit score
- following the advice continued to help you maintain a good score once you got it back again
- everything was clearly organised and easy to follow - even when you're tired after a hard day at work doing overtime just to get your debts to "stand still".
- clearly, if you invest in this guide, the money you save on extortionate interest payments on loans that are specifically designed for people with poor credit histories, will be repaid for it many times over.
All this just by removing negative information and adding positive information to your credit report.
Attractive Credit Secrets
So if you think you would like to improve your credit score yourself, like the US Federal Trade Commission recommends, you might want to have a look at "Attractive Credit Secrets" and see if it will help you.
As always, I wish you luck in solving your debt problems. With perseverence you will succeed.
James Cossins
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